We build software
a nation can run on.
Kerdos Analytics designs, builds, and operates enterprise platforms for payments, healthcare, credit, operations, and technical talent development. We prove systems inside real work before offering them outside.
Architecture, product engineering, AI, security, and deployment.
Observability, support, governance, and live workflow discipline.
Turn proven internal platforms into reusable intellectual property.
Kerdos is a builder, operator, and product studio for serious software.
Cedar Group technology arm
Based in Lagos, building the software layer for serious, regulated, high-consequence work.
Build, operate, productise
We create platforms for our own group first, then graduate the strongest systems into reusable IP.
Honest engineering
No inflated traction, no vague transformation talk. Written design, review, observability, and compliance discipline.
A Nigerian builder engine
We pair enterprise software with talent formation so the capacity to build stays here and compounds.
We turn complex operations into dependable platforms.
The offer is simple: enterprise software, AI-enabled operations, and talent development under one roof. The standard is serious: clear architecture, visible controls, honest status, and products shaped by real use.
Enterprise platforms
We design and build production software for payments, healthcare, credit, identity, workflow, and internal operations. The work begins with written architecture, security expectations, and a deployment plan.
AI that works inside the process
We use AI to classify information, route decisions, brief teams, screen applications, and surface risk. It is supervised, measured, and attached to an owner so automation improves judgement instead of replacing it.
Operational control
Dashboards, logs, access rules, audit paths, and runbooks are part of the build. Leaders can see what is healthy, what is delayed, and what needs a decision before small issues become expensive.
Talent that compounds
Through the live Kerdos Institute, we train capable Nigerians on the real systems we ship. The company becomes stronger because the people building the software understand the mission and the operating standard.
Build. Operate. Graduate.
This is the Kerdos model. We build against real operational pressure, operate the system until its risks are visible, then graduate the strongest patterns into platforms other organisations can use.
Build around a real pressure point
We start with a concrete operational problem, write the architecture, define the controls, and build the first version as production infrastructure rather than a demo.
Run it until the system teaches us
We operate the software on live workflows, observe failures, document edge cases, tighten compliance, and keep humans in the approval loop where judgement matters.
Graduate what has earned trust
Only after the pattern is proven do we package it for other organisations. The result is not a speculative pitch; it is software hardened by use and clear about its limits.
Where cohorts train on the systems we build.
The main Kerdos site explains the company and the product portfolio. The live Kerdos Institute is the learning surface: courses, cohort training, mentor review, and evidence-backed certification under the same operating standard.
Courses and practical learning routes live on the Institute portal.
Cohorts train against the same production standard behind our platforms.
Mentor review and certificates are tied to work people can defend.
A portfolio with a shared operating backbone.
The platforms are different, but the discipline is shared: payments, healthcare, credit, identity, observability, and AI coordination are built as connected infrastructure rather than isolated experiments.
FloatInvest
FloatInvest helps approved suppliers turn corporate invoices into working capital through a structured financing workflow. Buyers keep their payment terms. Suppliers protect cash flow. Finance teams keep the paper trail visible.
invoice financing · operated with our banking partnersLearn more →Platform builtCarnaPay
CarnaPay brings healthcare wallets, claims, OPD financing, provider payments, and USSD access into one controlled platform. It reduces manual administration while keeping access possible beyond smartphone-only users.
healthcare payments · app · USSDLearn more →In developmentKerdos Score
Kerdos Score is being developed as a B2B credit-intelligence API that combines business signals into a clearer lending view. The goal is faster assessment with explainable factors, not black-box confidence.
B2B credit API · in developmentLearn more →Built · structuring in progressInvestor Platform
A capital platform for structured financing activity. The software is built, but investor participation stays gated while regulatory and governance work is completed. That discipline is part of the product.
capital platform · regulatory process respectedLearn more →Internal platformKerdos OS
Kerdos OS is the internal operating layer for identity, documentation, communications, observability, and workflow across group entities. It is being shaped for organisations that need order across many moving parts.
operational platform · one identityLearn more →Operating · productisingKAL Nexus
KAL Nexus coordinates a network of AI agents across reporting, compliance, knowledge, pipeline, talent, and this website. It turns incoming signals into structured work humans can review and act on.
autonomous agents · proven on ourselvesLearn more →AI is not decoration here. It is part of the operating model.
KAL Nexus coordinates agents across compliance, reporting, knowledge, pipeline, talent, and intake. When you contact Kerdos, the message is structured, routed, and prepared for a human decision instead of disappearing into an unowned inbox.
- A project enquiry → Deals & Forge score it and brief the right person
- An application → Gateway / Talent screens, scores & schedules automatically
- An investor signal → routed directly to Board reporting
- A funding call → Grant Scout drafts a proposal from real impact data
Choose the door that matches your intent.
Build with us, partner with us, explore a platform, invest in the thesis, or join the team. Tell us the outcome you need and Nexus routes the signal.