Kerdos Score
Credit intelligence for businesses — as an API.
Kerdos Score helps lenders make sharper B2B credit decisions in real time. A single API call returns a clear, current read on a business’s creditworthiness.
It is built and owned by Kerdos Analytics, and informed by real-world signals from live business activity — not a generic, imported scorecard.
What you get
Decide in real time
Call the API, get a current creditworthiness read — no manual underwriting bottleneck.
Lend to more, safely
Extend credit to thin-file businesses with more confidence, and reduce avoidable defaults.
Built for here
Tuned to local business realities, not a foreign model bolted on.
Controls & governance
Change is controlled; every decision is auditable.
- Changes to scoring logic and thresholds pass maker-checker review before they go live.
- Every score served is logged and explainable — for audit and for disputes.
- Access is contractual and role-based.
Why it's different
- Informed by real, first-hand signals that generic bureaus simply don’t see.
- The data and the product come from the same place: a team that runs payment and financing systems.
- Designed to be called inside a lending decision, not run as an offline report.
Trust & compliance
- Used under contract, with data handled per our agreements and the law.
- Outputs are decision-support — the lending decision stays the lender’s.
The signals and methodology behind Kerdos Score are proprietary. Under NDA, we’ll show qualified partners exactly how it performs.
Interested?
Tell us what you’re trying to do and we’ll route you to the right person.