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Invoice financing

FloatInvest

Turn approved invoices into working capital without breaking buyer terms.

FloatInvest helps SME vendors who supply large, creditworthy buyers turn an approved invoice into working capital through a structured financing workflow.

Buyers keep their payment terms. Vendors protect the cash flow they need to keep delivering.

01

What you get

01

Cash-flow relief

Vendors can request financing against approved invoices through a controlled review, disbursement, and settlement flow.

02

Terms intact

Anchor buyers keep their existing payment terms while their suppliers get paid early.

03

A stronger supply chain

Suppliers under less cash pressure deliver more reliably — which protects the buyer too.

04

Transparent throughout

Both sides see status clearly, from invoice approval to settlement.

02

How it works

SME suppliers

Vendor app

Request financing on approved invoices and track every step.

Corporate buyers

Anchor portal

Approve invoices and manage your supplier programme.

Kerdos (internal)

Operations console

Risk, disbursement and reconciliation oversight.

03

Controls & governance

Money never moves on one person’s say-so.

↻ every step recorded — a complete, reviewable audit trail
  • Maker-checker on every disbursement: one role initiates a financing payout, a separate role must approve it before funds move.
  • Segregation of duties — whoever creates an action cannot be the one who approves it.
  • Dual control on limits and exceptions, with every step recorded.
  • A complete, tamper-evident audit trail from invoice approval to settlement.
04

Why it's different

  • We finance against confirmed obligations from creditworthy buyers — not generic, thin-file credit.
  • A structured path from invoice approval to review, disbursement and settlement.
  • Built and operated by a team that runs production payment systems.
05

Trust & compliance

  • Disbursements run on regulated rails through our banking partners.
  • We finance verified, buyer-approved invoices — we don’t fabricate exposure.

We keep our public detail deliberately high-level. Under NDA, we go deeper with serious partners.

TRAINING ENGINE

Kerdos Institute trains builders on this operating standard.

Our cohorts do not learn on toy exercises. They train through the live Institute and are exposed to the discipline behind platforms like FloatInvest: written design, review, controls, and production-minded delivery.

Open Institute ↗

Interested?

Tell us what you’re trying to do and we’ll route you to the right person.